A 28-year-old Douglas man has been fined £500 by Deputy High Bailiff Jayne Hughes for driving without insurance.

Daniel Sydney Andrews, of Cushag Road, also had his licence endorsed with five penalty points, which brings the total on his licence to 11.

The court heard how, on January 14 at midday, Andrews was stopped by police on Albany Road in Douglas while driving a Nissan Qashqai.

Police believed he had no insurance but in an interview Andrews said he believed he was insured. Defence advocate Ian Kermode said that the car was owned by Andrews’ partner and was insured in her name.

Mr Kermode said: ’There was some uncertainty as to whether he had been added to that policy. It’s fair to say the insurance company has a different version of the conversation they had to Mr Andrews’ version.

’He would say there was a misunderstanding.

’His partner owns a Ford Transit van, which is insured for him.

’He has stated it was not deliberate flouting, if he wished to drive he would have driven the van. He would say it was a misunderstanding as to whether he had been added to the policy.’

Andrews was also ordered to pay £125 prosecution costs.