A motorist has been fined £500 for driving without tax or insurance.

Matthew James Perry also had his licence endorsed with six penalty points by High Bailiff Jayne Hughes.

Prosecuting advocate Roger Kane told the court that police came across the 31-year-old’s Audi A4 parked at West Quay in Ramsey on May 29 at 11.40pm.

The car’s tax had expired on February 28.

Perry returned to the car while police were there and was given five days to produce insurance but did not do so.

In court he produced an insurance certificate but it covered him only to drive another vehicle.

Perry, who lives at Close Thunnag, Ramsey, opted to represent himself and said that he had thought he was insured to drive the Audi, which had been given to him by a family member, but now accepted this was not the case.

He pleaded guilty to having no insurance, no vehicle licence, and failing to produce insurance.

The High Bailiff also ordered him to pay £50 prosecution costs and he will pay all amounts at a rate of £20 per week.